Turn Your Military Experience Into College Credit

Many service members and veterans can earn college credit for military training, coursework, and on-the-job experience. This process can shorten your time to graduation and reduce how much you pay for a degree.

Colleges award this credit through several methods, including military transcripts, prior learning assessments, and standardized exams.

At Tuition Covered, we help military students understand which schools are most likely to accept and maximize these credits.

How Military Experience Can Count as College Credit

Colleges evaluate military experience using nationally recognized frameworks. Credit is not automatic — it depends on the school’s policies and how your experience aligns with their programs.

The most common pathways include:

  • Military transcripts (JST / CCAF / CG transcripts)
  • Prior Learning Assessment (PLA)
  • Credit-by-exam options like CLEP or DSST
  • Department or program-level evaluations
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Military Transcripts (JST, CCAF, CG)

Most colleges start by reviewing official military transcripts, which document completed training and coursework.

Common Military Transcripts

  • Joint Services Transcript (JST): Army, Navy, Marine Corps, Coast Guard
  • Community College of the Air Force (CCAF): Air Force & Space Force
  • Coast Guard Transcript: Issued through the Coast Guard Institute

These transcripts often include ACE credit recommendations, which colleges may use as guidance when awarding credit.

Important: Schools are not required to follow ACE recommendations. Acceptance varies widely.

Prior Learning Assessment (PLA)

Prior Learning Assessment (PLA) allows colleges to award credit for knowledge gained outside the classroom — including military service, leadership roles, and technical training.

PLA methods may include:

  • Portfolio reviews
  • Faculty evaluations
  • Challenge exams
  • Documented training assessments

PLA is often used when military experience does not directly appear on a transcript or when additional justification is required.

Prior Learning Assessment overview

Credit-by-Exam (CLEP & DSST)

Some students earn college credit by passing standardized exams that demonstrate subject mastery.

  • CLEP exams are widely accepted and often free for service members
  • DSST exams cover additional technical and business subjects

These exams can be a fast way to earn general education credits, especially for subjects you already know from training or experience.

How Much Credit Can You Earn?

There is no universal limit, but most schools cap how much non-traditional credit can be applied toward a degree.

Typical limits range from:

  • 15–30 credits at more restrictive institutions
  • 60+ credits at military-friendly or adult-focused schools

Credit acceptance depends on:

  • School accreditation
  • Degree program requirements
  • Residency requirements (credits earned at the school itself)

Why Schools Matter More Than Experience

Two students with the same military background can receive very different credit outcomes depending on the college.

Military-friendly schools are more likely to:

  • Follow ACE recommendations
  • Accept PLA credits
  • Allow higher transfer and experiential credit limits
  • Apply credits toward degree requirements (not just electives)

Find colleges that accept military experience for credit

Step by Step Path to Maximize College Credit

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Step 1. Gather your documents

Collect your JST, training certificates, MOS or rating history, and any civilian certifications. These support your PLA evaluation.

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Step 2. Choose colleges with strong military credit policies

Schools vary widely in how many credits they award for the same experience. A generous military credit policy can shorten your degree timeline dramatically.

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Step 3. Submit your JST for a preliminary evaluation

Many colleges provide free pre evaluations. This gives you a realistic picture of how close you are to a degree before you enroll.

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Step 4. Complete PLA portfolios if required

Some schools request a portfolio to demonstrate real world experience, particularly for leadership or management courses.

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Step 5. Use CLEP exams to finish remaining general education areas

Once you know which courses remain, CLEP helps you complete them quickly.

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Step 6. Use Tuition Assistance to fund your remaining courses

With PLA and CLEP reducing your workload, TA ensures that what is left remains affordable.

Common Mistakes to Avoid

  • Assuming all schools accept ACE recommendations
  • Enrolling before confirming credit transfer policies
  • Not asking how credits apply (electives vs. core requirements)
  • Ignoring PLA opportunities that could unlock more credit

Who Benefits Most From Military Credit?

This pathway is especially valuable for:

  • Active-duty service members balancing school and service
  • Veterans returning to education after time away
  • Adult learners with technical or leadership experience

Students trying to finish a degree faster and at lower cost.

Frequently Asked Questions