Financial Aid

Paying for college doesn’t have to be confusing or overwhelming. While financial aid can come from many places, there is a smart order to approach it. One that helps reduce cost, avoid unnecessary debt, and keep your education plans on track.

Most students don’t use just one type of aid. They use a sequence: free funding first, support next, and borrowing only if needed. The challenge is knowing what to look for, when to apply, and how it all fits together.

That’s where we come in.

This hub gives you the resources to understand your options, prioritize them effectively, and take the next step with confidence — whether you’re just starting to explore or ready to move forward.

The Right Way to Approach Financial Aid

Think of financial aid as a stack — not a single decision.

1. Start With Free Money

2. Add Support From Work or School

3. Choose Programs That Reduce Cost Up Front

The sections below follow that sequence.

Scholarships

Money you don’t have to repay

Scholarships are one of the best ways to lower the cost of education. From high school seniors to adults returning to school, scholarships exist for EVERY student in every phase of their journey.

--> Explore Scholarships

Grants

Need-based aid that doesn’t need to be repaid

Grants are another key source of free funding. They’re typically based on financial need, enrollment status, and program type — not age.

Grants may come from:

• Federal programs
• State programs
• Colleges and universities

Even if you’re unsure you qualify, applying is often worth it.

--> Learn about grants and eligibility

Employer Tuition Assistance

Education support through your job

Many employers help pay for education — even if it’s not widely advertised. Employer tuition assistance or reimbursement can significantly reduce out-of-pocket costs.

Support may include:

• Annual tuition reimbursement
• Upfront payment for approved programs
• Career-aligned education benefits

--> See how employer tuition assistance works

School-Based Aid & Payment Options

Support built into your program

Some schools offer financial options directly to students, especially those designed for adult learners.

These may include:

• Institutional grants or discounts
• Flexible payment plans
• Reduced tuition for online or accelerated programs

Choosing the right school can lower costs before you ever apply for aid.

--> Compare schools by cost and support

How These Options Work Together

Most students use more than one of these options.

A common, effective approach looks like this:

1. Apply for scholarships
2. Apply for grants
3. Use employer tuition assistance if available
4. Choose a school with built-in affordability

This sequence helps minimize cost while keeping progress realistic.